New York Housing Market & County Loan Limits
Compare conforming loan limits across 62 counties in New York.
Counties in New York
One-unit conforming limits shown for 2026.
Albany County
Conforming (1-unit): $832,750
Allegany County
Conforming (1-unit): $832,750
Bronx County
Conforming (1-unit): $1,209,750
Broome County
Conforming (1-unit): $832,750
Cattaraugus County
Conforming (1-unit): $832,750
Cayuga County
Conforming (1-unit): $832,750
Chautauqua County
Conforming (1-unit): $832,750
Chemung County
Conforming (1-unit): $832,750
Chenango County
Conforming (1-unit): $832,750
Clinton County
Conforming (1-unit): $832,750
Columbia County
Conforming (1-unit): $832,750
Cortland County
Conforming (1-unit): $832,750
Delaware County
Conforming (1-unit): $832,750
Dutchess County
Conforming (1-unit): $832,750
Erie County
Conforming (1-unit): $832,750
Essex County
Conforming (1-unit): $832,750
Franklin County
Conforming (1-unit): $832,750
Fulton County
Conforming (1-unit): $832,750
Genesee County
Conforming (1-unit): $832,750
Greene County
Conforming (1-unit): $832,750
Hamilton County
Conforming (1-unit): $832,750
Herkimer County
Conforming (1-unit): $832,750
Jefferson County
Conforming (1-unit): $832,750
Kings County
Conforming (1-unit): $1,209,750
Lewis County
Conforming (1-unit): $832,750
Livingston County
Conforming (1-unit): $832,750
Madison County
Conforming (1-unit): $832,750
Monroe County
Conforming (1-unit): $832,750
Montgomery County
Conforming (1-unit): $832,750
Nassau County
Conforming (1-unit): $1,209,750
New York County
Conforming (1-unit): $1,209,750
Niagara County
Conforming (1-unit): $832,750
Oneida County
Conforming (1-unit): $832,750
Onondaga County
Conforming (1-unit): $832,750
Ontario County
Conforming (1-unit): $832,750
Orange County
Conforming (1-unit): $832,750
Orleans County
Conforming (1-unit): $832,750
Oswego County
Conforming (1-unit): $832,750
Otsego County
Conforming (1-unit): $832,750
Putnam County
Conforming (1-unit): $1,209,750
Queens County
Conforming (1-unit): $1,209,750
Rensselaer County
Conforming (1-unit): $832,750
Richmond County
Conforming (1-unit): $1,209,750
Rockland County
Conforming (1-unit): $1,209,750
Saratoga County
Conforming (1-unit): $832,750
Schenectady County
Conforming (1-unit): $832,750
Schoharie County
Conforming (1-unit): $832,750
Schuyler County
Conforming (1-unit): $832,750
Seneca County
Conforming (1-unit): $832,750
St. Lawrence County
Conforming (1-unit): $832,750
Steuben County
Conforming (1-unit): $832,750
Suffolk County
Conforming (1-unit): $1,209,750
Sullivan County
Conforming (1-unit): $832,750
Tioga County
Conforming (1-unit): $832,750
Tompkins County
Conforming (1-unit): $832,750
Ulster County
Conforming (1-unit): $832,750
Warren County
Conforming (1-unit): $832,750
Washington County
Conforming (1-unit): $832,750
Wayne County
Conforming (1-unit): $832,750
Westchester County
Conforming (1-unit): $1,209,750
Wyoming County
Conforming (1-unit): $832,750
Yates County
Conforming (1-unit): $832,750