Nassau County, New York Housing Market & Loan Limits
Explore county loan limits, affordability benchmarks, and ZIP-level market pages for Nassau County, New York.
2026 Loan Limits in Nassau County
| Property Type | Conforming | FHA |
|---|---|---|
| 1 Unit | $1,209,750 | $1,249,125 |
| 2 Units | $1,548,975 | $1,599,375 |
| 3 Units | $1,872,225 | $1,933,200 |
| 4 Units | $2,326,875 | $2,402,625 |
Affordability Snapshot - Nassau County, New York
To purchase the median home at $350,000 with 5% down at 6.75%, the estimated monthly payment is approximately $2,832.
Monthly Payment
$2,832
Income Required
$121,354
Principal & Interest
$2,157/mo
Down Payment (5%)
$17,500
Based on a 30-year fixed loan at 6.75%, 1.8% property tax, $1,800/yr insurance, and a 28% DTI guideline.
ZIP codes in Nassau County
Jump into ZIP-level market pages for this county.
- 11001
- 11003
- 11010
- 11020
- 11021
- 11023
- 11024
- 11030
- 11040
- 11042
- 11050
- 11096
- 11501
- 11507
- 11509
- 11510
- 11514
- 11516
- 11518
- 11520
- 11530
- 11542
- 11545
- 11547
- 11548
- 11549
- 11550
- 11552
- 11553
- 11554
- 11556
- 11557
- 11558
- 11559
- 11560
- 11561
- 11563
- 11565
- 11566
- 11568
- 11569
- 11570
- 11572
- 11575
- 11576
- 11577
- 11579
- 11580
- 11581
- 11590
- 11596
- 11598
- 11709
- 11710
- 11714
- 11732
- 11735
- 11753
- 11756
- 11758
- 11762
- 11765
- 11771
- 11783
- 11791
- 11793
- 11797
- 11801
- 11803
- 11804