Queens County, New York Housing Market & Loan Limits
Explore county loan limits, affordability benchmarks, and ZIP-level market pages for Queens County, New York.
2026 Loan Limits in Queens County
| Property Type | Conforming | FHA |
|---|---|---|
| 1 Unit | $1,209,750 | $1,249,125 |
| 2 Units | $1,548,975 | $1,599,375 |
| 3 Units | $1,872,225 | $1,933,200 |
| 4 Units | $2,326,875 | $2,402,625 |
Affordability Snapshot - Queens County, New York
To purchase the median home at $350,000 with 5% down at 6.75%, the estimated monthly payment is approximately $2,832.
Monthly Payment
$2,832
Income Required
$121,354
Principal & Interest
$2,157/mo
Down Payment (5%)
$17,500
Based on a 30-year fixed loan at 6.75%, 1.8% property tax, $1,800/yr insurance, and a 28% DTI guideline.
ZIP codes in Queens County
Jump into ZIP-level market pages for this county.
- 11001
- 11004
- 11005
- 11040
- 11101
- 11102
- 11103
- 11104
- 11105
- 11106
- 11109
- 11354
- 11355
- 11356
- 11357
- 11358
- 11359
- 11360
- 11361
- 11362
- 11363
- 11364
- 11365
- 11366
- 11367
- 11368
- 11369
- 11370
- 11371
- 11372
- 11373
- 11374
- 11375
- 11377
- 11378
- 11379
- 11385
- 11411
- 11412
- 11413
- 11414
- 11415
- 11416
- 11417
- 11418
- 11419
- 11420
- 11421
- 11422
- 11423
- 11424
- 11426
- 11427
- 11428
- 11429
- 11430
- 11432
- 11433
- 11434
- 11435
- 11436
- 11439
- 11451
- 11691
- 11692
- 11693
- 11694
- 11697