Sullivan County, New York Housing Market & Loan Limits
Explore county loan limits, affordability benchmarks, and ZIP-level market pages for Sullivan County, New York.
2026 Loan Limits in Sullivan County
| Property Type | Conforming | FHA |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot - Sullivan County, New York
To purchase the median home at $350,000 with 5% down at 6.75%, the estimated monthly payment is approximately $2,832.
Monthly Payment
$2,832
Income Required
$121,354
Principal & Interest
$2,157/mo
Down Payment (5%)
$17,500
Based on a 30-year fixed loan at 6.75%, 1.8% property tax, $1,800/yr insurance, and a 28% DTI guideline.
ZIP codes in Sullivan County
Jump into ZIP-level market pages for this county.
- 10940
- 10963
- 12458
- 12483
- 12566
- 12701
- 12719
- 12720
- 12721
- 12722
- 12723
- 12724
- 12725
- 12726
- 12729
- 12732
- 12733
- 12734
- 12736
- 12737
- 12738
- 12740
- 12741
- 12742
- 12743
- 12745
- 12747
- 12748
- 12749
- 12750
- 12751
- 12752
- 12754
- 12758
- 12759
- 12760
- 12762
- 12763
- 12764
- 12765
- 12766
- 12767
- 12768
- 12769
- 12770
- 12775
- 12776
- 12777
- 12778
- 12779
- 12780
- 12781
- 12783
- 12784
- 12785
- 12786
- 12787
- 12788
- 12789
- 12790
- 12791
- 12792