Pierce County, Washington Housing Market & Loan Limits
Explore county loan limits, affordability benchmarks, and ZIP-level market pages for Pierce County, Washington.
2026 Loan Limits in Pierce County
| Property Type | Conforming | FHA |
|---|---|---|
| 1 Unit | $1,063,750 | $1,063,750 |
| 2 Units | $1,361,800 | $1,361,800 |
| 3 Units | $1,646,100 | $1,646,100 |
| 4 Units | $2,045,700 | $2,045,700 |
Affordability Snapshot - Pierce County, Washington
To purchase the median home at $350,000 with 5% down at 6.75%, the estimated monthly payment is approximately $2,832.
Monthly Payment
$2,832
Income Required
$121,354
Principal & Interest
$2,157/mo
Down Payment (5%)
$17,500
Based on a 30-year fixed loan at 6.75%, 1.8% property tax, $1,800/yr insurance, and a 28% DTI guideline.
ZIP codes in Pierce County
Jump into ZIP-level market pages for this county.
- 98022
- 98047
- 98092
- 98303
- 98304
- 98321
- 98323
- 98327
- 98328
- 98329
- 98330
- 98332
- 98333
- 98335
- 98338
- 98349
- 98351
- 98354
- 98360
- 98371
- 98372
- 98373
- 98374
- 98375
- 98385
- 98387
- 98388
- 98390
- 98391
- 98394
- 98396
- 98402
- 98403
- 98404
- 98405
- 98406
- 98407
- 98408
- 98409
- 98416
- 98418
- 98421
- 98422
- 98424
- 98430
- 98433
- 98438
- 98439
- 98443
- 98444
- 98445
- 98446
- 98447
- 98465
- 98466
- 98467
- 98498
- 98499
- 98558
- 98580