King County, Washington Housing Market & Loan Limits
Explore county loan limits, affordability benchmarks, and ZIP-level market pages for King County, Washington.
2026 Loan Limits in King County
| Property Type | Conforming | FHA |
|---|---|---|
| 1 Unit | $1,063,750 | $1,063,750 |
| 2 Units | $1,361,800 | $1,361,800 |
| 3 Units | $1,646,100 | $1,646,100 |
| 4 Units | $2,045,700 | $2,045,700 |
Affordability Snapshot - King County, Washington
To purchase the median home at $350,000 with 5% down at 6.75%, the estimated monthly payment is approximately $2,832.
Monthly Payment
$2,832
Income Required
$121,354
Principal & Interest
$2,157/mo
Down Payment (5%)
$17,500
Based on a 30-year fixed loan at 6.75%, 1.8% property tax, $1,800/yr insurance, and a 28% DTI guideline.
ZIP codes in King County
Jump into ZIP-level market pages for this county.
- 98001
- 98002
- 98003
- 98004
- 98005
- 98006
- 98007
- 98008
- 98010
- 98011
- 98014
- 98019
- 98022
- 98023
- 98024
- 98025
- 98027
- 98028
- 98029
- 98030
- 98031
- 98032
- 98033
- 98034
- 98038
- 98039
- 98040
- 98042
- 98045
- 98047
- 98050
- 98051
- 98052
- 98053
- 98055
- 98056
- 98057
- 98058
- 98059
- 98065
- 98068
- 98070
- 98072
- 98074
- 98075
- 98077
- 98092
- 98101
- 98102
- 98103
- 98104
- 98105
- 98106
- 98107
- 98108
- 98109
- 98112
- 98115
- 98116
- 98117
- 98118
- 98119
- 98121
- 98122
- 98125
- 98126
- 98133
- 98134
- 98136
- 98144
- 98146
- 98148
- 98154
- 98155
- 98158
- 98164
- 98166
- 98168
- 98174
- 98177
- 98178
- 98188
- 98195
- 98198
- 98199
- 98224
- 98288
- 98354
- 98422