23451 — Virginia Beach city, Virginia Market Data
ZIP-level property trends, county loan limits, affordability benchmarks, and financing insights.
Property Stats
ZIP-level property stats are available for valid 5-digit ZIP pages once data is returned from the market API.
2026 Loan Limits in Virginia Beach city
| Property Type | Conforming | FHA |
|---|---|---|
| 1 Unit | $832,750 | $757,850 |
| 2 Units | $1,066,250 | $970,200 |
| 3 Units | $1,288,800 | $1,172,750 |
| 4 Units | $1,601,750 | $1,457,450 |
Affordability Snapshot - 23451, Virginia Beach city, Virginia
To purchase the median home at $350,000 with 5% down at 6.75%, the estimated monthly payment is approximately $2,832.
Monthly Payment
$2,832
Income Required
$121,354
Principal & Interest
$2,157/mo
Down Payment (5%)
$17,500
Based on a 30-year fixed loan at 6.75%, 1.8% property tax, $1,800/yr insurance, and a 28% DTI guideline.
Market Insights
Conforming Loan Feasibility
Most homebuyers in 23451, Virginia Beach city, Virginia can comfortably use conventional financing. The median home price of $350,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Monthly Payment Estimator - 23451, Virginia Beach city, Virginia
Estimated Monthly Payment
$2,491
Based on 30-year fixed at 6.75% with taxes and insurance.
Down Payment
$70,000
Loan Amount
$280,000
2026 conforming limit in 23451, Virginia Beach city, Virginia: $832,750. This estimate stays within conforming financing.
Ready to Find Deals in 23451, Virginia Beach city, Virginia?
Search FlipHunter opportunities in 23451, Virginia Beach city, Virginia and analyze properties faster.
Search 23451, Virginia Beach city, Virginia Deals