Wayne County, Utah Housing Market & Loan Limits
Explore county loan limits, affordability benchmarks, and ZIP-level market pages for Wayne County, Utah.
2026 Loan Limits in Wayne County
| Property Type | Conforming | FHA |
|---|---|---|
| 1 Unit | $997,050 | $997,050 |
| 2 Units | $1,276,400 | $1,276,400 |
| 3 Units | $1,542,900 | $1,542,900 |
| 4 Units | $1,917,450 | $1,917,450 |
Affordability Snapshot - Wayne County, Utah
To purchase the median home at $350,000 with 5% down at 6.75%, the estimated monthly payment is approximately $2,832.
Monthly Payment
$2,832
Income Required
$121,354
Principal & Interest
$2,157/mo
Down Payment (5%)
$17,500
Based on a 30-year fixed loan at 6.75%, 1.8% property tax, $1,800/yr insurance, and a 28% DTI guideline.
ZIP codes in Wayne County
Jump into ZIP-level market pages for this county.