Dallas County, Texas Housing Market & Loan Limits
Explore county loan limits, affordability benchmarks, and ZIP-level market pages for Dallas County, Texas.
2026 Loan Limits in Dallas County
| Property Type | Conforming | FHA |
|---|---|---|
| 1 Unit | $832,750 | $563,500 |
| 2 Units | $1,066,250 | $721,400 |
| 3 Units | $1,288,800 | $872,000 |
| 4 Units | $1,601,750 | $1,083,650 |
Affordability Snapshot - Dallas County, Texas
To purchase the median home at $350,000 with 5% down at 6.75%, the estimated monthly payment is approximately $2,832.
Monthly Payment
$2,832
Income Required
$121,354
Principal & Interest
$2,157/mo
Down Payment (5%)
$17,500
Based on a 30-year fixed loan at 6.75%, 1.8% property tax, $1,800/yr insurance, and a 28% DTI guideline.
ZIP codes in Dallas County
Jump into ZIP-level market pages for this county.
- 75001
- 75006
- 75007
- 75019
- 75038
- 75039
- 75040
- 75041
- 75042
- 75043
- 75044
- 75048
- 75050
- 75051
- 75052
- 75054
- 75060
- 75061
- 75062
- 75063
- 75067
- 75080
- 75081
- 75082
- 75088
- 75089
- 75098
- 75104
- 75115
- 75116
- 75125
- 75134
- 75137
- 75141
- 75146
- 75149
- 75150
- 75154
- 75159
- 75172
- 75180
- 75181
- 75182
- 75201
- 75202
- 75203
- 75204
- 75205
- 75206
- 75207
- 75208
- 75209
- 75210
- 75211
- 75212
- 75214
- 75215
- 75216
- 75217
- 75218
- 75219
- 75220
- 75223
- 75224
- 75225
- 75226
- 75227
- 75228
- 75229
- 75230
- 75231
- 75232
- 75233
- 75234
- 75235
- 75236
- 75237
- 75238
- 75240
- 75241
- 75243
- 75244
- 75246
- 75247
- 75248
- 75249
- 75251
- 75252
- 75253
- 75254
- 75270
- 75287
- 75390
- 76051
- 76065