Westmoreland County, Pennsylvania Housing Market & Loan Limits
Explore county loan limits, affordability benchmarks, and ZIP-level market pages for Westmoreland County, Pennsylvania.
2026 Loan Limits in Westmoreland County
| Property Type | Conforming | FHA |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot - Westmoreland County, Pennsylvania
To purchase the median home at $350,000 with 5% down at 6.75%, the estimated monthly payment is approximately $2,832.
Monthly Payment
$2,832
Income Required
$121,354
Principal & Interest
$2,157/mo
Down Payment (5%)
$17,500
Based on a 30-year fixed loan at 6.75%, 1.8% property tax, $1,800/yr insurance, and a 28% DTI guideline.
ZIP codes in Westmoreland County
Jump into ZIP-level market pages for this county.
- 15012
- 15062
- 15068
- 15072
- 15083
- 15085
- 15087
- 15089
- 15131
- 15137
- 15146
- 15448
- 15479
- 15501
- 15531
- 15601
- 15610
- 15611
- 15612
- 15613
- 15615
- 15616
- 15617
- 15618
- 15619
- 15620
- 15622
- 15623
- 15624
- 15625
- 15626
- 15627
- 15628
- 15629
- 15632
- 15633
- 15634
- 15635
- 15636
- 15637
- 15638
- 15639
- 15640
- 15641
- 15642
- 15644
- 15646
- 15647
- 15650
- 15655
- 15656
- 15658
- 15660
- 15661
- 15662
- 15663
- 15665
- 15666
- 15668
- 15670
- 15671
- 15672
- 15674
- 15675
- 15676
- 15677
- 15678
- 15679
- 15680
- 15681
- 15683
- 15684
- 15687
- 15688
- 15689
- 15690
- 15691
- 15692
- 15693
- 15695
- 15696
- 15697
- 15698
- 15717
- 15779
- 15923
- 15944
- 15954
- 16229