Montgomery County, Pennsylvania Housing Market & Loan Limits
Explore county loan limits, affordability benchmarks, and ZIP-level market pages for Montgomery County, Pennsylvania.
2026 Loan Limits in Montgomery County
| Property Type | Conforming | FHA |
|---|---|---|
| 1 Unit | $832,750 | $630,200 |
| 2 Units | $1,066,250 | $806,750 |
| 3 Units | $1,288,800 | $975,200 |
| 4 Units | $1,601,750 | $1,211,950 |
Affordability Snapshot - Montgomery County, Pennsylvania
To purchase the median home at $350,000 with 5% down at 6.75%, the estimated monthly payment is approximately $2,832.
Monthly Payment
$2,832
Income Required
$121,354
Principal & Interest
$2,157/mo
Down Payment (5%)
$17,500
Based on a 30-year fixed loan at 6.75%, 1.8% property tax, $1,800/yr insurance, and a 28% DTI guideline.
ZIP codes in Montgomery County
Jump into ZIP-level market pages for this county.
- 18041
- 18054
- 18070
- 18073
- 18074
- 18076
- 18914
- 18915
- 18936
- 18964
- 18969
- 19001
- 19002
- 19003
- 19004
- 19006
- 19009
- 19010
- 19012
- 19025
- 19027
- 19031
- 19034
- 19035
- 19038
- 19040
- 19041
- 19044
- 19046
- 19066
- 19072
- 19075
- 19083
- 19085
- 19087
- 19090
- 19095
- 19096
- 19118
- 19128
- 19401
- 19403
- 19405
- 19406
- 19422
- 19426
- 19428
- 19435
- 19436
- 19437
- 19438
- 19440
- 19444
- 19446
- 19453
- 19454
- 19456
- 19460
- 19462
- 19464
- 19468
- 19472
- 19473
- 19474
- 19477
- 19490
- 19492
- 19504
- 19505
- 19512
- 19525