Lancaster County, Pennsylvania Housing Market & Loan Limits
Explore county loan limits, affordability benchmarks, and ZIP-level market pages for Lancaster County, Pennsylvania.
2026 Loan Limits in Lancaster County
| Property Type | Conforming | FHA |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot - Lancaster County, Pennsylvania
To purchase the median home at $350,000 with 5% down at 6.75%, the estimated monthly payment is approximately $2,832.
Monthly Payment
$2,832
Income Required
$121,354
Principal & Interest
$2,157/mo
Down Payment (5%)
$17,500
Based on a 30-year fixed loan at 6.75%, 1.8% property tax, $1,800/yr insurance, and a 28% DTI guideline.
ZIP codes in Lancaster County
Jump into ZIP-level market pages for this county.
- 17022
- 17073
- 17501
- 17502
- 17504
- 17505
- 17506
- 17507
- 17508
- 17509
- 17512
- 17516
- 17517
- 17518
- 17519
- 17520
- 17522
- 17527
- 17529
- 17532
- 17534
- 17535
- 17536
- 17538
- 17540
- 17543
- 17545
- 17547
- 17550
- 17551
- 17552
- 17554
- 17555
- 17557
- 17560
- 17562
- 17563
- 17565
- 17566
- 17568
- 17569
- 17570
- 17572
- 17576
- 17578
- 17579
- 17581
- 17582
- 17584
- 17601
- 17602
- 17603
- 17606
- 19310
- 19344
- 19362
- 19363
- 19501
- 19540
- 19543
- 19551