Fayette County, Pennsylvania Housing Market & Loan Limits
Explore county loan limits, affordability benchmarks, and ZIP-level market pages for Fayette County, Pennsylvania.
2026 Loan Limits in Fayette County
| Property Type | Conforming | FHA |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot - Fayette County, Pennsylvania
To purchase the median home at $350,000 with 5% down at 6.75%, the estimated monthly payment is approximately $2,832.
Monthly Payment
$2,832
Income Required
$121,354
Principal & Interest
$2,157/mo
Down Payment (5%)
$17,500
Based on a 30-year fixed loan at 6.75%, 1.8% property tax, $1,800/yr insurance, and a 28% DTI guideline.
ZIP codes in Fayette County
Jump into ZIP-level market pages for this county.
- 15012
- 15401
- 15410
- 15413
- 15416
- 15417
- 15420
- 15421
- 15422
- 15424
- 15425
- 15428
- 15430
- 15431
- 15433
- 15435
- 15436
- 15437
- 15438
- 15440
- 15442
- 15443
- 15444
- 15445
- 15446
- 15447
- 15449
- 15450
- 15451
- 15454
- 15455
- 15456
- 15458
- 15459
- 15460
- 15461
- 15462
- 15463
- 15464
- 15465
- 15466
- 15467
- 15468
- 15469
- 15470
- 15472
- 15473
- 15474
- 15475
- 15476
- 15478
- 15480
- 15482
- 15484
- 15486
- 15488
- 15489
- 15490
- 15492
- 15557
- 15610
- 15622
- 15631
- 15666
- 15683