Berks County, Pennsylvania Housing Market & Loan Limits
Explore county loan limits, affordability benchmarks, and ZIP-level market pages for Berks County, Pennsylvania.
2026 Loan Limits in Berks County
| Property Type | Conforming | FHA |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot - Berks County, Pennsylvania
To purchase the median home at $350,000 with 5% down at 6.75%, the estimated monthly payment is approximately $2,832.
Monthly Payment
$2,832
Income Required
$121,354
Principal & Interest
$2,157/mo
Down Payment (5%)
$17,500
Based on a 30-year fixed loan at 6.75%, 1.8% property tax, $1,800/yr insurance, and a 28% DTI guideline.
ZIP codes in Berks County
Jump into ZIP-level market pages for this county.
- 17026
- 17067
- 17087
- 17555
- 17569
- 18011
- 18031
- 18041
- 18056
- 18062
- 18070
- 18092
- 19464
- 19501
- 19503
- 19504
- 19505
- 19506
- 19507
- 19508
- 19510
- 19511
- 19512
- 19516
- 19518
- 19520
- 19522
- 19523
- 19525
- 19526
- 19529
- 19530
- 19533
- 19534
- 19535
- 19536
- 19538
- 19539
- 19540
- 19541
- 19543
- 19544
- 19545
- 19547
- 19550
- 19551
- 19554
- 19555
- 19559
- 19560
- 19562
- 19564
- 19565
- 19567
- 19601
- 19602
- 19604
- 19605
- 19606
- 19607
- 19608
- 19609
- 19610
- 19611