Hennepin County, Minnesota Housing Market & Loan Limits
Explore county loan limits, affordability benchmarks, and ZIP-level market pages for Hennepin County, Minnesota.
2026 Loan Limits in Hennepin County
| Property Type | Conforming | FHA |
|---|---|---|
| 1 Unit | $832,750 | $552,000 |
| 2 Units | $1,066,250 | $706,650 |
| 3 Units | $1,288,800 | $854,200 |
| 4 Units | $1,601,750 | $1,061,550 |
Affordability Snapshot - Hennepin County, Minnesota
To purchase the median home at $350,000 with 5% down at 6.75%, the estimated monthly payment is approximately $2,832.
Monthly Payment
$2,832
Income Required
$121,354
Principal & Interest
$2,157/mo
Down Payment (5%)
$17,500
Based on a 30-year fixed loan at 6.75%, 1.8% property tax, $1,800/yr insurance, and a 28% DTI guideline.
ZIP codes in Hennepin County
Jump into ZIP-level market pages for this county.
- 55111
- 55305
- 55311
- 55313
- 55316
- 55317
- 55327
- 55328
- 55331
- 55340
- 55341
- 55343
- 55344
- 55345
- 55346
- 55347
- 55356
- 55357
- 55359
- 55364
- 55369
- 55373
- 55374
- 55375
- 55384
- 55387
- 55388
- 55391
- 55401
- 55402
- 55403
- 55404
- 55405
- 55406
- 55407
- 55408
- 55409
- 55410
- 55411
- 55412
- 55413
- 55414
- 55415
- 55416
- 55417
- 55418
- 55419
- 55420
- 55421
- 55422
- 55423
- 55424
- 55425
- 55426
- 55427
- 55428
- 55429
- 55430
- 55431
- 55435
- 55436
- 55437
- 55438
- 55439
- 55441
- 55442
- 55443
- 55444
- 55445
- 55446
- 55447
- 55450
- 55454
- 55455