Wayne County, Michigan Housing Market & Loan Limits
Explore county loan limits, affordability benchmarks, and ZIP-level market pages for Wayne County, Michigan.
2026 Loan Limits in Wayne County
| Property Type | Conforming | FHA |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot - Wayne County, Michigan
To purchase the median home at $350,000 with 5% down at 6.75%, the estimated monthly payment is approximately $2,832.
Monthly Payment
$2,832
Income Required
$121,354
Principal & Interest
$2,157/mo
Down Payment (5%)
$17,500
Based on a 30-year fixed loan at 6.75%, 1.8% property tax, $1,800/yr insurance, and a 28% DTI guideline.
ZIP codes in Wayne County
Jump into ZIP-level market pages for this county.
- 48101
- 48111
- 48117
- 48120
- 48122
- 48124
- 48125
- 48126
- 48127
- 48128
- 48134
- 48135
- 48138
- 48141
- 48146
- 48150
- 48152
- 48154
- 48164
- 48167
- 48168
- 48170
- 48173
- 48174
- 48180
- 48183
- 48184
- 48185
- 48186
- 48187
- 48188
- 48192
- 48193
- 48195
- 48201
- 48202
- 48203
- 48204
- 48205
- 48206
- 48207
- 48208
- 48209
- 48210
- 48211
- 48212
- 48213
- 48214
- 48215
- 48216
- 48217
- 48218
- 48219
- 48221
- 48223
- 48224
- 48225
- 48226
- 48227
- 48228
- 48229
- 48230
- 48233
- 48234
- 48235
- 48236
- 48238
- 48239
- 48240
- 48242
- 48243