Worcester County, Massachusetts Housing Market & Loan Limits
Explore county loan limits, affordability benchmarks, and ZIP-level market pages for Worcester County, Massachusetts.
2026 Loan Limits in Worcester County
| Property Type | Conforming | FHA |
|---|---|---|
| 1 Unit | $832,750 | $545,100 |
| 2 Units | $1,066,250 | $697,800 |
| 3 Units | $1,288,800 | $843,500 |
| 4 Units | $1,601,750 | $1,048,300 |
Affordability Snapshot - Worcester County, Massachusetts
To purchase the median home at $350,000 with 5% down at 6.75%, the estimated monthly payment is approximately $2,832.
Monthly Payment
$2,832
Income Required
$121,354
Principal & Interest
$2,157/mo
Down Payment (5%)
$17,500
Based on a 30-year fixed loan at 6.75%, 1.8% property tax, $1,800/yr insurance, and a 28% DTI guideline.
ZIP codes in Worcester County
Jump into ZIP-level market pages for this county.
- 01005
- 01010
- 01031
- 01037
- 01068
- 01074
- 01082
- 01083
- 01092
- 01094
- 01331
- 01366
- 01368
- 01420
- 01430
- 01434
- 01436
- 01438
- 01440
- 01451
- 01452
- 01453
- 01462
- 01468
- 01473
- 01475
- 01501
- 01503
- 01504
- 01505
- 01506
- 01507
- 01510
- 01515
- 01516
- 01518
- 01519
- 01520
- 01522
- 01523
- 01524
- 01525
- 01527
- 01529
- 01531
- 01532
- 01534
- 01535
- 01536
- 01537
- 01540
- 01541
- 01542
- 01543
- 01545
- 01550
- 01560
- 01561
- 01562
- 01564
- 01566
- 01568
- 01569
- 01570
- 01571
- 01581
- 01583
- 01585
- 01588
- 01590
- 01602
- 01603
- 01604
- 01605
- 01606
- 01607
- 01608
- 01609
- 01610
- 01611
- 01612
- 01740
- 01745
- 01747
- 01756
- 01757
- 01772