Middlesex County, Massachusetts Housing Market & Loan Limits
Explore county loan limits, affordability benchmarks, and ZIP-level market pages for Middlesex County, Massachusetts.
2026 Loan Limits in Middlesex County
| Property Type | Conforming | FHA |
|---|---|---|
| 1 Unit | $962,550 | $962,550 |
| 2 Units | $1,232,250 | $1,232,250 |
| 3 Units | $1,489,500 | $1,489,500 |
| 4 Units | $1,851,100 | $1,851,100 |
Affordability Snapshot - Middlesex County, Massachusetts
To purchase the median home at $350,000 with 5% down at 6.75%, the estimated monthly payment is approximately $2,832.
Monthly Payment
$2,832
Income Required
$121,354
Principal & Interest
$2,157/mo
Down Payment (5%)
$17,500
Based on a 30-year fixed loan at 6.75%, 1.8% property tax, $1,800/yr insurance, and a 28% DTI guideline.
ZIP codes in Middlesex County
Jump into ZIP-level market pages for this county.
- 01431
- 01432
- 01434
- 01450
- 01460
- 01463
- 01464
- 01469
- 01474
- 01701
- 01702
- 01718
- 01719
- 01720
- 01721
- 01730
- 01731
- 01741
- 01742
- 01746
- 01748
- 01749
- 01752
- 01754
- 01760
- 01770
- 01773
- 01775
- 01776
- 01778
- 01801
- 01803
- 01821
- 01824
- 01826
- 01827
- 01850
- 01851
- 01852
- 01854
- 01862
- 01863
- 01864
- 01867
- 01876
- 01879
- 01880
- 01886
- 01887
- 01890
- 02138
- 02139
- 02140
- 02141
- 02142
- 02143
- 02144
- 02145
- 02148
- 02149
- 02155
- 02176
- 02180
- 02420
- 02421
- 02451
- 02452
- 02453
- 02458
- 02459
- 02460
- 02461
- 02462
- 02464
- 02465
- 02466
- 02467
- 02468
- 02472
- 02474
- 02476
- 02478
- 02493