San Bernardino County, California Housing Market & Loan Limits
Explore county loan limits, affordability benchmarks, and ZIP-level market pages for San Bernardino County, California.
2026 Loan Limits in San Bernardino County
| Property Type | Conforming | FHA |
|---|---|---|
| 1 Unit | $832,750 | $690,000 |
| 2 Units | $1,066,250 | $883,300 |
| 3 Units | $1,288,800 | $1,067,750 |
| 4 Units | $1,601,750 | $1,326,950 |
Affordability Snapshot - San Bernardino County, California
To purchase the median home at $350,000 with 5% down at 6.75%, the estimated monthly payment is approximately $2,832.
Monthly Payment
$2,832
Income Required
$121,354
Principal & Interest
$2,157/mo
Down Payment (5%)
$17,500
Based on a 30-year fixed loan at 6.75%, 1.8% property tax, $1,800/yr insurance, and a 28% DTI guideline.
ZIP codes in San Bernardino County
Jump into ZIP-level market pages for this county.
- 89019
- 91701
- 91708
- 91709
- 91710
- 91730
- 91737
- 91739
- 91759
- 91761
- 91762
- 91763
- 91764
- 91766
- 91784
- 91786
- 92242
- 92252
- 92256
- 92267
- 92268
- 92277
- 92278
- 92280
- 92284
- 92285
- 92301
- 92304
- 92305
- 92307
- 92308
- 92309
- 92310
- 92311
- 92313
- 92314
- 92315
- 92316
- 92317
- 92320
- 92321
- 92322
- 92324
- 92325
- 92327
- 92332
- 92333
- 92335
- 92336
- 92337
- 92338
- 92339
- 92341
- 92342
- 92344
- 92345
- 92346
- 92347
- 92350
- 92352
- 92354
- 92356
- 92358
- 92359
- 92363
- 92364
- 92365
- 92368
- 92369
- 92371
- 92372
- 92373
- 92374
- 92376
- 92377
- 92378
- 92382
- 92385
- 92386
- 92391
- 92392
- 92394
- 92395
- 92397
- 92398
- 92399
- 92401
- 92404
- 92405
- 92407
- 92408
- 92410
- 92411
- 92415
- 92509
- 92880
- 93516
- 93555
- 93558
- 93562