94702 — Alameda County, California Market Data
ZIP-level property trends, county loan limits, affordability benchmarks, and financing insights.
Property Stats
ZIP-level property stats are available for valid 5-digit ZIP pages once data is returned from the market API.
2026 Loan Limits in Alameda County
| Property Type | Conforming | FHA |
|---|---|---|
| 1 Unit | $1,249,125 | $1,249,125 |
| 2 Units | $1,599,375 | $1,599,375 |
| 3 Units | $1,933,200 | $1,933,200 |
| 4 Units | $2,402,625 | $2,402,625 |
Affordability Snapshot - 94702, Alameda County, California
To purchase the median home at $350,000 with 5% down at 6.75%, the estimated monthly payment is approximately $2,832.
Monthly Payment
$2,832
Income Required
$121,354
Principal & Interest
$2,157/mo
Down Payment (5%)
$17,500
Based on a 30-year fixed loan at 6.75%, 1.8% property tax, $1,800/yr insurance, and a 28% DTI guideline.
Market Insights
Conforming Loan Feasibility
Most homebuyers in 94702, Alameda County, California can comfortably use conventional financing. The median home price of $350,000 is well below the 2026 conforming loan limit of $1,249,125, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Monthly Payment Estimator - 94702, Alameda County, California
Estimated Monthly Payment
$2,491
Based on 30-year fixed at 6.75% with taxes and insurance.
Down Payment
$70,000
Loan Amount
$280,000
2026 conforming limit in 94702, Alameda County, California: $1,249,125. This estimate stays within conforming financing.
Ready to Find Deals in 94702, Alameda County, California?
Search FlipHunter opportunities in 94702, Alameda County, California and analyze properties faster.
Search 94702, Alameda County, California Deals